I frequently experience stress meeting my basic needs.

I am not earning money; am in receipt of financial assistance from my government; and/or have debt that prevents me from meeting my basic needs.

I live in unstable housing; rent a lower end property; live in a house share; and/or with family and this is through necessity not by choice.

I cannot afford to run a car and public transport is expensive in relation to my income.

I can rarely, or never, afford to eat out.

I have little to no savings.

I can rarely afford new items, or to replace old items.

I cannot afford to take holidays.

I occasionally experience stress meeting my basic needs.

I have access to money via earned or non earned income and some of it is disposable.

I can just afford to pay my rent or mortgage or am not obligated to do this.

I am mostly able to pay for public transport when I need it or have access to a car which I can mostly sustainably contribute towards financially if I am expected to.

I can afford to eat out on occasion.

I have a small saving.

I can sometimes justify buying new items and replacing broken items.

I can afford to go on holiday or trips every year to a few years.

I am able to meet my basic needs and often more.

I own or lease a car without financial stress.

I earn my own money or am supported financially.

I rent or own a home and financially this is not an issue.

I can afford to eat out.

I have ample savings.

I can afford new items when I need them.

I can afford to take a holiday most years.